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4 Related Articles for finance
   
 

10/19/2011

Guest Blog: Meeting Payroll In A Money Crunch

Corporations today hold a higher share of cash and liquid assets on their balance sheets -- $2 trillion – than at any time in nearly fifty years (source: Wall St. Journal, 9/7/11). Of course, many smaller businesses are also trying to keep a cash cushion, as the economy continues to stumble and government debt roars ever higher.

03/01/2007

FTC - Understanding Vehicle Financing

With prices averaging more than $28,000 for a new vehicle and $15,000 for a used vehicle, most consumers need financing or leasing to acquire a vehicle. In some cases, buyers use “direct lending:” they obtain a loan directly from a finance company, bank or credit union. In direct lending, a buyer agrees to pay the amount financed, plus an agreed-upon finance charge, over a period of time. Once a buyer and a vehicle dealership enter into a contract to purchase a vehicle, the buyer uses the loan proceeds from the direct lender to pay the dealership for the vehicle. Consumers also may arrange for a vehicle loan over the Internet.

07/01/2003

FTC - Getting Credit: What You Need to Know About Credit

The Federal Trade Commission (FTC) is the nation’s consumer protection champion. The FTC works for the consumer to prevent fraud, deception and unfair business practices in the marketplace. The FTC provides the information consumers need to spot and avoid fraud and deception.

11/12/1999

FTC - How To Comply with the Privacy of Consumer Financial Information Rule of the Gramm-Leach-Bliley Act

The Gramm-Leach-Bliley Act was enacted on November 12, 1999. In addition to reforming the financial services industry, the Act addressed concerns relating to consumer financial privacy. The Gramm-Leach-Bliley Act required the Federal Trade Commission (FTC) and other government agencies that regulate financial institutions to implement regulations to carry out the Act's financial privacy provisions (GLB Act). The regulations required all covered businesses to be in full compliance by July 1, 2001.


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