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01/11/2012

Guest Blog: What Happens to a FICO Credit Score after a Short Sale?

On July 15, 2011, the California Legislature enacted a new law (SB 458) expanding protection for homeowners against personal liability after a Short Sale to include all trust deeds against a property. Prior to this enactment, homeowners were restricted to no deficiency judgments on first trust deeds only.

07/26/2010

New Overdraft Rules for Debit and ATM Cards

On July 1, new rules went into effect concerning overdrafts on debit or ATM cards. The change gives consumers the ability to choose what happens when you make a charge and don’t have enough money in the account.


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